Integriant PRIVACY POLICY

what we collect

use of personal information

We use your personal information as follows:

• We use your personal information to operate, maintain, and improve our sites, products, and services.
• We use your personal information to respond to comments, requests and questions and provide customer service.
• We use your personal information to communicate about promotions, upcoming events, and other news about products and services offered by us and our selected partners.
• We use your personal information to link or combine user information with other personal information.
• We use your personal information to provide and deliver products and services that you request. For example, if you request an insurance quote or apply for insurance offered by a third party company, we will share your personal information with such third party company so that they may evaluate and process your quote request or application.
• We use your personal information to protect the integrity of the services we provide including to verify your identity; to detect and prevent unauthorized activities and fraud; and to enforce our applicable terms.
• We use your personal information for advertising, marketing and promotional purposes including to send or display targeted marketing and advertising on the Site, via email, direct mail, telephone, or across other websites, mobile applications, social media or other online services from us or on behalf of our partners and affiliates; to reach you with more relevant ads and to evaluate, measure and improve the effectiveness of our ad campaigns. We do not use personal information that you provide us on your insurance application for marketing or advertising purposes.
• We use your personal information to comply with legal obligations including complying with the law, our legal obligations and legal process, such as warrants, subpoenas, court orders and regulatory or law enforcement requests.

sharing of personal information

We may share personal information as follows:

• We may share personal information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding.
• We may share personal information for legal, protection, and safety purposes.
• We may share information to comply with laws.
• We may share information to respond to lawful requests and legal processes.
• We may share information to protect the rights and property of Integriant Ventures Insurance Services, Inc., our agents, customers, and others. This includes enforcing our agreements, policies, and terms of use.
• We may share information in an emergency. This includes protecting the safety of our employees and agents, our customers, or any person.
• We may share information with those who need it to do work for us such as affiliated companies for business, operational, promotional and marketing purposes.
• We may disclose personal information with third party service providers who use this information to perform services for us, such as hosting providers, auditors, advisors, consultants, customer service and support providers.
• We may disclose personal information with third party service providers who use this information to perform services for us, such as hosting providers, auditors, advisors, consultants, customer service and support providers.
• We may share personal information with third party ad networks, channel partners, measurement services and others to display advertising about our services, and to manage or measure our advertising on third party sites, social media platforms, mobile apps and online services as well as to send you promotional materials or offers via email or direct mail.

You may control how participating third party ad companies use the information that they collect about your visits to our Site, and those of third parties, in order to display more relevant targeted advertising to you. For more information and to opt-out go to: https://optout.networkadvertising.org/ and https://optout.aboutads.info/.

If you make a request or submit an insurance application, you acknowledge, understand and consent to our disclosure of your personal information to the relevant insurance company or third party service provider who may contact you by telephone, fax, text or email and you may receive telephone calls as a consequence of submitting a request on this site, even if you are on the National Do Not Call Registry or any other do not call registry.

We may also share aggregated and/or anonymized data with others for their own uses.

information choices and changes

You may opt out of marketing communications from us as follows:

• Our marketing emails tell you how to “opt-out.” If you opt out, we may still send you non-marketing emails. Non-marketing emails include emails about your accounts and our business dealings with you.
• If you receive a text message from us, you can terminate a particular text message subscription by reply texting “STOP.” If you opt out, we may still send you non-marketing text messages. Non-marketing text messages include texts about your insurance applications, policies and our business dealings with you.
• If you do not want to receive marketing telephone calls from us, you may: (i) call us at (888) 598-0809; (ii) ask to be placed on our Do Not Call list when you receive a call from us; (iii) write to us at the address set forth in the “Contact Information” section of this Privacy Policy; or email us at info@integriant.com.

You may send requests about personal information to our Contact Information below. You can request to change contact choices, opt-out of our sharing with others, and update your personal information.

You can typically remove and reject cookies from our Site with your browser settings. Many browsers are set to accept cookies until you change your settings. If you remove or reject our cookies, it could affect how our Site works for you. Some browsers maybe configured to send “Do Not Track” signals to the online services that you visit. California Business & Professions Code Section 22575(b) provides that California residents are entitled to know how Integriant Ventures Insurance Services responds to “Do Not Track” browser settings. There currently is no consensus among industry participants as to what “Do Not Track” means in this context; therefore, like many websites and online services, our services to do not alter their practices when they receive a “Do Not Track” signal from a visitor's browser. To learn more about “Do Not Track,” visit https://allaboutdnt.com/.

children's privacy

Our Site and services are not designed for individuals under the age of 18 and we do not knowingly solicit or collect information from individuals under the age of 18 such that parental notice and consent under the Children's Online Privacy Protection Act would be required. If you are a minor under the age of 18, you are not permitted to use this Site or our services and you should exit this Site immediately. We will not be liable for any content or advertisements viewed by minor children in violation of the terms of this Privacy Policy.

security

We have taken certain physical, electronic and other commercially reasonable safeguards to help protect and secure your personal information. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed to be one hundred percent safe. Please note we cannot ensure the security of any information you transmit to us and you use our Site and our services and provide us with information at your own risk.

If you do not want this Privacy Policy to apply to you, please do not use our websites or services.

contact information

We welcome your comments or questions about this privacy policy. You may also contact us at:

Integriant Ventures Insurance Services, Inc.

1310 Vincent Place

1st Floor

McLean, Virginia 22101

(888) 598-0809

changes to privacy policy

We may change this privacy policy. If we make any changes, we will change the Last Updated date above.

important privacy information for california residents only

Last updated: March 25, 2020

This section is for California residents and pertains to the California Consumer Privacy Act (“CCPA”) and explains how Integriant Ventures Insurance Services, Inc. and its subsidiaries collect, use, disclose and sell personal information.

Our Collection, Use, Disclosure and Sale of Personal Information for California Residents

Our collection, use, disclosure and sale of personal information about California residents will vary depending upon the circumstances and nature of our interaction or relationship with such resident. Our system may not respond to Do Not Track requests from some or all browsers. We may use cookies, pixels, tags and other technologies, which may be provided by third parties, to collect information about you to deliver more relevant advertising and to link data collected across other computers or devices you may use.

Categories of personal information we collect relating to California residents are listed below. We collect these categories of personal information from the sources described in the What We Collect and Use of Personal Information sections above. We use personal information to operate, manage and maintain our business, to provide our products and services, for our employment and vendor management purposes and to accomplish our business purposes and objectives.

• Name, contact information and other identifiers such as address, unique personal identifier, IP address, email address, account name, social security number, drivers license number, passport number or other similar identifiers (e.g. associated with leads and referrals).
• Customer records such as other paper and electronic customer records (e.g. associated with your application for insurance) containing personal information, such as name, signature, physical characteristics, address, telephone number, education, current and former employment, social security number, passport number, drivers license or state identification card number, insurance policy number, bank account number, credit card number, debit card number or any other financial or payment information, medical information or health information.
• Protected classifications such as characteristics of protected classifications under California or federal law such as race, color, sex, age, religion, national origin, disability, citizenship, status and genetic information.
• Commercial Information including records of products or services purchased, obtained, or considered, or other purchasing or use histories or tendencies.
• Usage data such as Internet or other electronic network activity information, including, but not limited to, browsing history, search history and information regarding a consumer's interaction with an Internet website, application or advertisement.
• Audio, visual and other electronic data such as video conferences and call recordings.
• Employment history
• Education information that is not publicly available and personal information as defined in the federal Family Education Rights and Privacy Act.
• Profiles and inferences drawn from any of the information identified above to create a profile reflecting a resident's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities or aptitudes.

Categories of personal information we disclose to affiliated and nonaffiliated third parties relating to California residents are listed below.

• Name, contact information and other identifiers such as address, unique personal identifier, IP address, email address, account name, social security number, driver's license number, passport number or other similar identifiers (e.g. associated with leads and referrals).
• Customer records such as other paper and electronic customer records (e.g. associated with your application for insurance) containing personal information, such as name, signature, physical characteristics, address, telephone number, education, current and former employment, social security number, passport number, driver's license or state identification card number, insurance policy number, bank account number, credit card number, debit card number or any other financial or payment information, medical information or health information.
• Protected classifications such as characteristics of protected classifications under California or federal law such as race, color, sex, age, religion, national origin, disability, citizenship, status and genetic information.
• Commercial Information including records of products or services purchased, obtained, or considered, or other purchasing or use histories or tendencies.
• Usage data such as Internet or other electronic network activity information, including, but not limited to, browsing history, search history and information regarding a consumer's interaction with an Internet website, application or advertisement.
• Audio, visual and other electronic data such as video conferences and call recordings.
• Employment history
• Education information that is not publicly available and personal information as defined in the federal Family Education Rights and Privacy Act.
• Profiles and inferences drawn from any of the information identified above to create a profile reflecting a resident's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities or aptitudes.

Categories of personal information we sell to affiliated and nonaffiliated third parties relating to California residents are listed below.

• Name, contact information and other identifiers such as address, unique personal identifier, IP address, email address, account name, social security number, driver's license number, passport number or other similar identifiers (e.g. associated with leads and referrals).
• Protected classifications such as characteristics of protected classifications under California or federal law such as race, color, sex, age, religion, national origin, disability, citizenship, status and genetic information.
• Commercial Information including records of products or services purchased, obtained, or considered, or other purchasing or use histories or tendencies.
• Usage data such as Internet or other electronic network activity information, including, but not limited to, browsing history, search history and information regarding a consumer's interaction with an Internet website, application or advertisement.
• Profiles and inferences drawn from any of the information identified above to create a profile reflecting a resident's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities or aptitudes.

California Resident Rights

California residents have the right to request that we provide them information about how we have handled their personal information in the prior 12 months including the following:

• categories of personal information collected;
• categories of sources of personal information;
• business and/or commercial purposes for collecting and selling their personal information;
• categories of third parties with whom we have disclosed or shared their personal information;
• categories of personal information that we have disclosed or shared with a third party for a business purpose;
• categories of personal information collected; and
• categories of third parties to whom the residents' personal information has been sold and the specific categories of personal information sold to each category or third party.

If you are a California resident, you may also request that we delete personal information we collected from you. California residents also have the right to opt-out of our sale of their personal information. In some instances, we may decline to honor your request such as if we cannot verify your identity or if we cannot verify that you have the authority to make a request on behalf of another individual.

Submitting Requests

If you are a California resident, you may make your request for the disclosures, deletions or opt-outs mentioned above by:

• Submitting this form
• By contacting us at (888) 598-0809

We will respond to verifiable requests received from California residents as required by law.